Your car is much more likely to be stolen if you’re under the age of 25, AMI Insurance can reveal.
According to AMI claims data, young drivers have about three times as many cars stolen as the general population. *
Over the past three years, 26% of AMI’s theft claims were related to cars owned by drivers under the age of 25, despite making up less than 10% of AMI customers.
AMI Executive General Manager Claims, Wayne Tippet, says young drivers tend to drive smaller and older cars, making them a target for casual thieves.
“Compared to the rest of the population, younger drivers are more likely to drive an older used car that doesn’t break the bank – an older Mazda Demio or Suzuki Swift are both good examples.
“Unfortunately, this also makes young drivers more susceptible to theft. Many older, imported vehicles lack security features like car alarms and immobilizers that deter thieves from stealing a car in the first place.”
Young drivers’ cars dominate the top list of stolen cars
AMI can also reveal the five most popular cars among young drivers: Mazda Axela, Toyota Corolla, Suzuki Swift, Mazda Demio and Subaru Legacy.
Two of them – the Mazda Demio and the Subaru Legacy – are also on the AMI list of the top 10 stolen cars in New Zealand released earlier this year.
However, under-25s are unlikely to drive the latest versions of these models: the average age of cars driven by insured young drivers is 16, with most vehicles being between 2005 and 2007.
Mr Tippet says AMI wants to help increase the financial resilience of young people by making it easier for them to get car insurance.
“With tighter budgets than most, young people don’t always have the spare cash to replace a stolen car and that can be a major barrier to simple things like getting to work or studying or meeting friends.
“If you’re driving something that’s been a few years old I strongly recommend taking extra precautions to prevent it from being stolen and considering fitting an immobilizer. A steering wheel lock is another effective and affordable option that will help deter thieves.
“And of course car insurance is there to cushion the financial loss in the worst case and to help you get back behind the wheel as quickly as possible.”
To make motor insurance more accessible to young people, AMI has partnered with Fleetcoach to offer an online driver education course that eligible young AMI drivers can complete to qualify for a $250 rebate on their vehicle policy. +
“We hope this encourages more young people to take out insurance and know that if anything goes wrong, we are on their side,” says Mr Tippet.
The five most popular cars among insured drivers under 25:
- Mazda Axela
- Toyota Corolla
- Suzuki Swift
- Mazda Demio
- Subaru Legacy
Top 10 most stolen cars:
- Mazda Demio
- Mazda Atenza (aka Mazda6)
- Nissan Tiida
- Subaru Legacy
- Mazda family
- Subaru Impreza
- Toyota Hilux
- Ford courier
- Subaru Forester
- Honda Civic
Tips to prevent your vehicle from being stolen:
- If possible, park in a driveway or in a garage.
- If there is no off-street parking, try to park your car in a well-lit area.
- Consider using anti-theft measures such as B. a car alarm, immobilizer, steering wheel lock, fuel cut-off switch, parking brake lock or vehicle tracking system.
- Do not get out of your car and leave the engine running or the keys in, even for a few seconds.
- Make sure you always lock your car, especially when your car is parked and unattended.
- Don’t leave valuables on display.
- Avoid leaving windows or the sunroof open when you are not in the car.
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