What are driver-based exclusions? – Motor Biscuit | CarTailz

While most drivers don’t think much about their car insurance until they need to make a claim, it’s important to understand what your policy will and won’t cover. Exclusions in auto insurance policies are common and can vary by insurer. A driver-based exclusion is a type of exclusion that may be included in your policy.

What are the exclusions in car insurance?

Tamika Arnold Capone hit by drunk driver | The Washington Post via Getty Images

An exclusion is something that is specifically not covered by your insurance policy. In other words, if your policy includes an exclusion and you have a claim that falls under that exclusion, your insurer will not cover the damages.

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