Auto Insurance Terms: What Does Non-Standard Auto Insurance Mean? – Motor Biscuit | CarTailz

It may seem like insurance agents use different language when talking about insurance coverage. For the average person, all the talk about “premiums,” “deductibles,” and “limits of liability” can get pretty confusing. So if you’ve ever had to buy auto insurance or dispute a claim, you understand better than most.

According to Forbes, there are three classifications of auto insurance: average and preferred drivers (standard), high-risk (non-standard), or residual market. So what exactly is non-standard auto insurance?

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