The Best Credit Cards for Black Friday and Christmas Shopping – Money Talks News | CarTailz

Editor’s Note: Money Talks News has partnered with CardRatings for our coverage of credit card products. Money Talks News and CardRatings may receive a commission from card issuers.

If you haven’t already, you’ll probably soon start thinking about things to buy on Black Friday and beyond.

Whether you’ve been waiting for deals for yourself or you’re looking for gifts, chances are you’ll be spending more than usual in the next two months. According to the National Retail Federation, it’s common to spend around $1,000 on Christmas gifts, decorations, and seasonal treats.

What does all this spending do for you? If it’s not watching you for better prizes or earning at least 2% cashback or some other valuable reward, you’re doing yourself a disservice. It’s time to get a solid credit card.

Check out these:

Capital One Venture

Why we like it: An early spend bonus offer of 75,000 miles if you spend $4,000 within the first three months is worth $750 on travel.

what to know:

capital one
  • Earn 5 miles per dollar on hotels and rental cars Booked through Capital One Travel.
  • Earn 2 miles per dollar on any other purchase with no annual cap or expiration date.
  • Get up to $100 in credit at Global Entry or TSA PreCheck.
  • $95 annual fee.

note: This card has an annual fee of $95. The Capital One VentureOne card doesn’t have this, but it doesn’t offer the same early spend bonus offer and offers a lower rate of return.

Blue Cash Everyday from American Express

Why we like it: The Blue Cash Everyday card lives up to its name and is always a great value – but especially so for new cardholders. You can earn $100 back by making $2,000 in purchases in the first six months. You can also earn 20% back on purchases made through PayPal in the first six months, up to $150 back.

what to know:

Blue Cash Everyday from American Express
American Express
  • 3% money back on U.S. supermarket purchases up to $6,000 per year and 1% cashback after that amount.
  • 3% money back up to $6,000 in online US retail purchases per year and 1% cashback thereafter.
  • 3% money back on purchases of up to $6,000 per year at US gas stations and 1% cashback thereafter.
  • 1% money back on other purchases.
  • 0% introductory APR on purchases for 15 months. (See Tariffs and Fees)
  • No annual fee. (See Tariffs and Fees)

note: Cashback is redeemed as a statement credit.

Chase sapphire preferred

Why we like it: Like its cousin, the Chase Sapphire Reserve, this card offers great value for travel rewards and currently has a compelling introductory offer: Earn 60,000 bonus points after spending $4,000 on purchases in the first three months, which is a travel value of 750 USD equivalent. In combination with all the other options with high reward points, this card more than pays for itself.

what to know:

Chase sapphire preferred
chase
  • Earn 60,000 Ultimate Rewards bonus points after spending $4,000 on purchases in the first three months of account opening. 60,000 bonus points are worth $750 on trips purchased through Chase Ultimate Rewards.
  • Receive $50 in annual Ultimate Rewards hotel credit.
  • Receive a 10% Anniversary Points Boost every year.
  • Earn 5 points per $1 Spend on travel purchased through Chase Ultimate Rewards.
  • Earn 3 points per $1 spent on food.
  • Earn 2 points per $1 spent on other trips.
  • Earn 1 point for every $1 spent on everything else.
  • Take out travel cancellation insurance if your trip is canceled due to illness or severe weather conditions.
  • Get a year of free DashPass or more for $0 delivery fees on DoorDash.
  • No foreign transaction fees.
  • $95 annual fee.

Citi Double Cash

Why we like it: We’ve dubbed this “The Best Cash Back Credit Card for Everyday Use” because it earns 1% cash back on every purchase, and then another 1% cash back when you pay for those purchases. If you want peace of mind knowing you’re earning good cashback rewards for everything, with no gimmicks or expiration dates, this is your card.

Also, for a limited time, you can get $200 worth of points back in cash when you make $1,500 in purchases in your first 6 months as a cardholder.

what to know:

Citi Double Cash
city
  • $200 cash back if you spend $1,500 on purchases in the first six months of account opening.
  • Get total 2% cashback on every purchase.
  • No limits or caps on cashback.
  • No confusing categories; everything deserves cashback.
  • No annual fee.

note: This card offers 18 months introductory APR of 0% on balance transfers.

Whatever you need in a credit card – whether it’s fund transfer, rewards points, cashback or a low interest rate – you can find it with our credit card search tool. Click here to search for the plastic that best suits your needs.

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