North Las Vegas Car Insurance: Best Cheap Rates (2022) – MarketWatch | CarTailz

At the Home Media Review team, we explain how much auto insurance costs in North Las Vegas, Nevada and what factors can affect your auto insurance rates. We used data collected by Quadrant Information Services to determine the average cost of insurance for different driver profiles.

Once you have an idea of ​​which providers typically offer the cheapest auto insurance in North Las Vegas, we encourage you to compare offers best car insurance companies in the market.

Cheapest auto insurance in north Las Vegas

Drivers from north Las Vegas typically find the cheapest auto insurance rates from USAA, State Farm, Geico, Progressive, and Travelers. Note, however, that USAA only offers coverage to active-duty military personnel, veterans, and their immediate family members.

Cheapest auto liability insurance in North Las Vegas

We have found that North Las Vegas, USAA and State Farm offer the cheapest minimum state coverage on average. Liability only Auto Insurance Premiums from the USAA average $50 per month or $594 per yearwhile State Farm charges average $63 per month or $754 per year.

Nevada requires all drivers to cover personal injury and property damage liability insurance with the following minimum coverage limits:

  • $25,000 Personal Injury Liability Insurance per person
  • $50,000 liability insurance per accident
  • $20,000 liability insurance for property damage

Cheapest comprehensive car insurance in North Las Vegas

The auto insurance companies that offer the cheapest comprehensive insurance in North Las Vegas, on average, are USAA and Geico. USAA collision damage waiver costs are average $112 per month or $1,341 per yearwhile Geico costs $114 per month or $1,365 per year on average.

The most expensive comprehensive insurance provider in north Las Vegas is typically CSAA, which averages fees of around $309 per month or $3,705 per year.

Fully comprehensive auto insurance policies include the state’s minimum requirements—usually some form of liability coverage—as well comprehensive coverage and collision protection.

Car Insurance Deals in North Las Vegas

Insurance agents consider a variety of factors when determining your auto insurance quote. These factors include your age, marital status, gender and driving history. In the following sections, we show average auto insurance estimates in North Las Vegas for each of these driving profiles.

Cheapest Car Insurance North Las Vegas: Age and Marital Status

Age is one of the biggest factors affecting the cost of coverage. Auto insurance premiums for young drivers tend to be higher because insurance providers see drivers in their teens and early 20s as high-risk. Older drivers have more experience behind the wheel and therefore tend to pay less.

Marital status also affects rates, as married people are more likely to take out cheap car insurance than single parents.

The table below shows the average annual premiums for single 24-year-old drivers and married 35-year-old drivers. Single 24-year-olds typically pay hundreds more for auto insurance.

Cheapest Car Insurance North Las Vegas: Gender

Gender does not affect the cost of car insurance as much, although male drivers may pay more for coverage depending on the provider chosen.

This table shows the average annual rates for male and female drivers in North Las Vegas. Geico tends to offer the cheapest rates to both groups.

Cheapest Auto Insurance in North Las Vegas: High Risk Drivers

Your driving record is one of the most important factors in determining what you pay for car insurance. If you have a recent speeding ticket, car accident, or DUI conviction on your record, you may be paying a lot more than drivers with clean records.

The following sections show the average comprehensive insurance cost for drivers in north Las Vegas with these driving violations.

Auto Insurance Prices in North Las Vegas: Speeding Tickets

We’ve found that, on average, USAA and State Farm offer the best comprehensive insurance rates for drivers with a recent speeding ticket. Average USAA coverage $138 per month or $1,654 per year. State Farm charges an average of $164 per month or $1,970 per year for full coverage.

Auto Insurance Prices in North Las Vegas: Accident at Fault

A culpable accident in your file can increase your premium. Based on our data, USAA and State Farm typically offer the cheapest auto insurance for drivers from north Las Vegas who have recently had a culpable accident on their record. USAA calculates average $161 per month or $1,932 per year for full coverage while State Farm averages $178 per month or $2,131 per year.

Auto Insurance Prices in North Las Vegas: DUI

A DUI will cause a driver’s auto insurance costs to skyrocket. According to our research, State Farm offers the best comprehensive car insurance rates, on average, for drivers with a recent DUI, charges $164 per month or $1,970 per year on average.

Average Cost of Auto Insurance in North Las Vegas

On average, car insurance costs in Las Vegas $214 per month or $2,570 per year for full coverage, which is about 49% above the national average from $144 per month or $1,730 per year. These averages are based on the profile of a married 35-year-old driver with a clean driving record and good credit.

North Las Vegas Auto Insurance Prices: What Affects Them?

When you ask a provider for a quote for auto insurance, the agent who calculates the cost takes a number of factors into account. Once you understand what factors insurers use to determine costs, you can adjust some of them to get better rates.

We recommend you Compare car insurance quotes from at least three of the top insurance companies to find the right coverage for your needs and budget.

Factors that affect auto insurance rates include:

  • location
  • Age
  • drive recording
  • credit history
  • gender
  • Marital status
  • vehicle type

Cheap auto insurance in North Las Vegas: Conclusion

We’ve found that the average auto insurance rates in North Las Vegas are well above the national average, even if you have a clean driving record and good credit history. However, drivers in north Las Vegas can usually find affordable auto insurance rates from USAA, State Farm, Geico, Progressive, and Travelers.

Cheapest Auto Insurance in North Las Vegas: FAQ

Below are frequently asked questions about car insurance in North Las Vegas:

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