Reno Car Insurance: Best Cheap Rates (2022) – MarketWatch | CarTailz

To help you find the cheapest auto insurance in Reno, Nevada, we at the Home Media Review team did a hard look at cost data for different types of drivers. Our researchers evaluated industry rate estimates best car insurance Companies to find out where you can find affordable prices in the largest small city in the world.

Cheapest car insurance Reno

USAA, State Farm, and Geico typically offer the cheapest auto insurance in Reno for most drivers. However, prices can vary wildly due to personalized factors, so it’s wise to do so Compare car insurance Awards from multiple companies.

Unless otherwise noted, the estimates in this section reflect the profile of a 35-year-old driver with a clean driving record and good credit history.

Cheapest auto liability insurance in Reno

USAA and district farm tend to offer the cheapest auto insurance with minimum coverage in Reno. USAA policies typically cost about $372 per year or $31 per month, but the provider only offers coverage for military personnel, veterans and their families. State Farm offers affordable rates for all other drivers with an average rate of $407 per year or $34 per month.

Cheapest comprehensive car insurance in Reno

geiko and USAA typically offer the cheapest auto insurance in Reno for those who want comprehensive coverage. Those with Geico pay an average rate of $1,045 annuallywhile drivers with USAA get charged an average of $1,076 per year.

Car Insurance Deals in Reno

The quotes for the cheapest auto insurance in Reno reflect factors that relate to you and your vehicle. Below are rate tables showing how much different types of drivers pay for comprehensive motor vehicle insurance.

Cheapest Car Insurance Reno: Age and Marital Status

geiko typically offers the cheapest auto insurance in Reno for 24-year-old solo drivers at an average rate of $793 per year or $66 per month. USAA The 35-year-old married driver has the lowest average costs $724 per year or $60 per month.

Cheapest car insurance Reno: sex

For both female and male drivers in Reno, geiko tend to offer the lowest prices on average. On average, women pay approx $847 per year or $71 per month at Geico, while men usually pay $732 per year or $61 per month.

Cheapest Car Insurance Reno: High Risk Drivers

People with accidents or violations on their logbooks are often labeled high-risk drivers and may have trouble locating them cheap car insurance. Below we show which providers are likely to offer the most competitive rates on the market for these drivers.

Car insurance prices in Reno: speeding tickets

district farm often has the cheapest auto insurance in Reno for drivers with a speeding ticket. It calculates an average premium of $1,264 per year or $105 per month.

Car Insurance Prices in Reno: Accident at Fault

The cheapest car insurance for Reno drivers after a self-inflicted accident usually comes from district farm at an average rate of $1,370 per year or $114 per month.

Car Insurance Prices in Reno: DUI

district farm offers the lowest Auto insurance premiums for Reno drivers with a DUI $1,264 per year or $105 per month.

Average cost of car insurance in Reno

The average cost of comprehensive car insurance in Reno is $1,650 per year or $138 per month. This is about 5% cheaper than the national average of $1,730 per year and 23% less expensive than the Nevada state average of $2,149 per year.

Auto Insurance Prices in Reno: What Affects Them?

Car insurance prices in Reno vary based on a number of factors, so prices vary widely from one provider to the next. Understanding what can affect monthly premiums can help you find the cheapest car insurance for your situation. The following factors have the greatest impact on your car insurance rates:

  • Age: Young drivers tend to pay higher prices than drivers of other age groups, with young drivers tending to pay the most.
  • drive recording: Any car accidents or violations of your driving history will likely cause your car insurance premiums to go up.
  • vehicle: The value and condition of your vehicle is factored into the cost of car insurance.
  • coverage options: The types of coverage included in your auto insurance policy are an important factor in determining rates. Minimum coverage is your cheapest option, while additional options such as comprehensive coverage, collision protection and uninsured driver insurance will be added to your rewards.
  • coverage limits: You usually pay more for insurance policies with higher coverage amounts.
  • credit-worthiness: Nevada is one of many states that allow auto insurance companies to use credit scores as a factor in setting premiums. Drivers with good credit generally pay significantly lower rates than drivers with poor credit.
  • gender: The gender listed on your driver’s license can affect your rates, with women often paying less for coverage.
  • location: Both government regulations and local risk factors in your region contribute to your annual premiums.
  • deductible: The higher you set your deductible, the lower your rates are likely to be.

Cheapest Car Insurance in Reno: Conclusion

The cost of auto insurance in Reno is slightly below the national average, so finding affordable auto insurance isn’t too difficult. We found through our study that USAA, State Farm, and Geico tend to be the cheapest auto insurance companies for Reno drivers.

The easiest way to find out which option offers the best prices for you is to compare Car insurance quotes from multiple providers. You can also contact insurance agents throughout Reno to see which companies are offering cheap auto insurance rates.

Cheapest Car Insurance in Reno: FAQ

Below are some frequently asked questions about car insurance in Reno:

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